Everyone knows what a flood is, but many people view it happening as too unlikely to make proper preparations for it.

Whether just a few feet of water or enough to submerge your neighborhood, all floods can, to an extent, be prepared for. If you want to find out how, keep reading.

Safety Preparation

The first step, as always is to be prepared for whatever happens. Regardless of whether or not you live in an area prone to floods and other natural disasters, you need to be prepared for them.

Make a safety kit with food, water, money, important documents, cell phones and other important supplies for floods and all other disasters. In addition, speak to your family about plans during different emergencies, and make sure everyone knows what to do and where to go in the case of an emergency.

Protecting the Home

You'll want to immediately make sure that all electronics in your house are unplugged and your power systems are all switched off.

If you have enough time to prepare further, consider moving electronic items upstairs or into an attic to save them from damage and them being potential hazards in the house.

After that, there's not much else you can do. If you're flooded in, try to get out and to the roof or reside on higher floors. Make sure to pack a phone or radio in your safety kit so that you have a way to call for help.

Flood Insurance

Turns out, most homeowner and renter agreements do not cover flooding at all.

To check if your area is at risk of flooding, consult a flood map to see whether or not investing in flood insurance is worth the money. If you're in an area at risk, you'll definitely want to look into flood insurance.

To learn more about flood insurance, speak to your insurance provider about your pre-existing insurance policies. They'll let you know if you need any further coverage.

If you do need further coverage, contact the NFIP - the NFIP (or National Flood Insurance Program) will give you a way to get insured. They provide services to homeowners, renters and even businesses owners in some areas.

Once you've prepared your family, gathered a kit and insure yourself (if necessary), you should be fine in the event of a flood. Nobody wants it to happen, but everyone should be prepared for it.