Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs real estate and homes for sale in New Jersey - Tami's Team, REALTORS® Tami's Team REALTORS(r) for Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs, New Jersey real estate - NUMBER1EXPERTS™ Tami's Team NUMBER1EXPERTS(tm) for Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs, New Jersey real estate
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Tami's Team, REALTOR®, real estate agents and broker for Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Testimonials
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"It was an absolute pleasure"... 

Your feedback is so important! Here are a few highlights of what people are saying about us... 

 


"You are far and away the most helpful realtor"

Jay Lubin
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"You were really fantastic!"

Sandra & Ronen
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"We were very happy..."

Alicia and Eli Jacubovich
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"You did an excellent job!"

Ronit & Jonathan Shraga
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"It was an absolute pleasure..."

Sandra & Ronen Fathi
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"You are the best!"

Dafna and Woody Halevy
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"...I am honored to work with you" (April 2007)

Bruce Zipf, President & CEO NRT Inc.
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"I will definitely recommend you to friends..."

Julia Park
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"You are a credit to your profession, a prime resource for you clients and a valued member of the NRT family." (October 2006)

Bruce Ziph, President and CEO, NRT Inc.
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"We really were impressed!"

Jamie and Peter Sunenshine
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"It was a pleasure to work with you and your team!"

Sheldon Neil, Remax Real Estate
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School Reports in Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs, New Jersey
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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
Where is the world's tallest apartment block?

A 
The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
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All Real Estate Agents are NOT alike!.... Find out why I'm #1 Agent in Tenafly.... Call us: 201-227-2045.


Testimonials
"It was an absolute pleasure..."
Sandra & Ronen Fathi
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Tami's Team, REALTOR®, real estate agents and broker for Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Tami Rapaport's Team
Coldwell Banker Residential Brokerage

130 Dean Drive
Tenafly, NJ. 07670
Direct Line: 201-227-2045
Cell: 201–665-5558
201-567-7788 ext. 127
Fax: 201-567-3220
Email: Tami@TamiRapaport.com

Tami Rapaport, a President's Premier Agent with Coldwell Banker (top 1% of the highest sales within the company internationally) has been ranked #5 in 2007 out of 3,800 Coldwell Banker agents throughout the entire state of New Jersey.... Tami is the only Realtor in Tenafly to achieve Eastern Bergen Board’s Platinum Level Circle of Excellence Award 6 years in a row (2002 – 2007) Additionally, Tami Rapaport has been named the Tenafly office Salesperson of the Year for 2007.........an honor she has received consistently for the past 9 years.

"Tami's level of commitment is incomparable. The honors she continues to earn are a reflection of her dedication. She knows the market, she listens to her clients and she delivers as they have come to expect her to." Karen Murphy, Coldwell Banker, Tenafly Manager

“To produce so impressively in a changing and always competitive market is a testament to your ability in business and your effectiveness at encouraging trust and enthusiasm among customers. You are a credit to our profession, a prime resource for your clients and a valued member of the NRT family. I thank you for your effort and wish you all the best in future success.” Bruce Ziph, President and CEO, NRT Inc.

“Thank You for following through on all the details throughout the closing! We really appreciate your hard work in getting this deal done!” David Kevorkian, Seller of a Tenafly home

“Thank you for all your efficient services. I appreciate you!” Ann Davis, Landlord of rental home in Haworth

Look for weekly update of homes sold in different towns throughout Bergen County. Join our mailing list and you we will sent you a free list of sold homes. Go to www.SoldHomesReport.com

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