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Real Estate Dictionary: Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs New Jersey home buying, real estate listings, and homes for sale in Bergen County, NJ

Welcome > Resources > Real Estate Dictionary - A

National Association of Realtors (NAR)	A real estate trade organization that sets the standards for integrity and honesty within the real estate profession nationwide
Negative amortization	A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges; this shortfall amount is added to the remaining balance, resulting in negative amortization
Net listing	The advertisement of the price of property for sale in terms of the net price the seller will receive, once the property is sold, a type of listing which is illegal in many states
Net worth	The total value of all of an individual's assets, minus all liabilities or debts
No cash-out refinance	A transaction for refinancing a mortgage in which the new mortgage amount is limited to the sum total of the remaining balance of the first mortgage, points, closing costs, whatever is required to satisfy any liens that are more than one year old and other funds for the borrower's use (as long as the amount is one percent or less of the principal amount of the new mortgage)
Notary	An individual authorized by law to certify documents and signatures
Note	A legal document that obligates a borrower to repay a loan or owed sum of money at a stated interest rate over a designated period of time

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All Real Estate Agents are NOT alike!.... Find out why I'm #1 Agent in Tenafly.... Call us: 201-227-2045.

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Tami's Team, REALTORŽ, real estate agents and broker for Tenafly, Closter, Demarest, Cresskill, Haworth, and Englewood Cliffs New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Tami Rapaport's Team
Coldwell Banker Residential Brokerage
130 Dean Drive
Tenafly, NJ. 07670
Direct Line: 201-227-2045
Cell: 201665-5558
201-567-7788 ext. 127
Fax: 201-567-3220
Email: Tami@TamiRapaport.com
Tami Rapaport, a President's Premier Agent with Coldwell Banker (top 1% of the highest sales within the company internationally) has been ranked #5 in 2007 out of 3,800 Coldwell Banker agents throughout the entire state of New Jersey.... Tami is the only Realtor in Tenafly to achieve Eastern Bergen Boards Platinum Level Circle of Excellence Award 6 years in a row (2002 2007) Additionally, Tami Rapaport has been named the Tenafly office Salesperson of the Year for 2007.........an honor she has received consistently for the past 9 years.

"Tami's level of commitment is incomparable. The honors she continues to earn are a reflection of her dedication. She knows the market, she listens to her clients and she delivers as they have come to expect her to." Karen Murphy, Coldwell Banker, Tenafly Manager

To produce so impressively in a changing and always competitive market is a testament to your ability in business and your effectiveness at encouraging trust and enthusiasm among customers. You are a credit to our profession, a prime resource for your clients and a valued member of the NRT family. I thank you for your effort and wish you all the best in future success. Bruce Ziph, President and CEO, NRT Inc.

Thank You for following through on all the details throughout the closing! We really appreciate your hard work in getting this deal done! David Kevorkian, Seller of a Tenafly home

Thank you for all your efficient services. I appreciate you! Ann Davis, Landlord of rental home in Haworth

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